Wealth management and investment advisory

Our Contact Details

+27 11 268 1282

Bayswater Capital Head Office
Unit 4, Ground Floor,
Commerce Square
Rivonia Road
Sandhurst, 2194

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Retirement Planning

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Retirement Annuities

A retirement annuity (RA) is a tax efficient investment vehicle designed for individual investors who are not exposed to a workplace retirement fund or for investors who want to supplement their pension or provident fund savings.

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Living Annuities

Living annuities are investments linked to unit trusts, cash investments or share portfolios. The funds in a living annuity are not subject to the limits of Regulation 28 like retirement annuities are and therefore the underlying investments of an LA are more flexible.

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Preservation Funds

A preservation fund, like an RA, is a retirement fund in terms of the Pension Funds Act. Preservation funds are designed for individuals who want to invest the proceeds of their pension or provident funds in a tax efficient manner.

Retirement Planning – Plan For Your Future

Retiring means that you will need to save money throughout your working life in order to fund your retirement.

Start Saving Now

If you haven’t started saving yet, now’s the perfect time to do so.

Set Goals

It’s never too early to start saving for retirement. In fact, starting sooner rather than later will help you save more money. And while there are no hard and fast rules about exactly how much you need to save each year, Bayswater Capital can advise you on the ideal retirement savings plan

Invest In Yourself

You should consider retirement planning as an investment in yourself. This means taking advantage of any employer benefits available to you, such as retirement plans, company stock options, and other savings vehicles. These investments will help you build wealth so that you can afford to live comfortably later in life.